Offering online business banking for SMBs, Mercury is radically different banking*. 

Unlike traditional banking that simply holds your funds, Mercury merges banking with software built for precision and speed to help entrepreneurs accomplish everything they want with their money. With banking, credit cards*, and financial software, Mercury helps more than 200K ambitious companies build great things.

*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

With Mercury, you get a fast, best-in-class financial platform designed for how online businesses actually work.

• Checking and Savings that Scale With You: Open multiple accounts to separate funds and keep finances organized across brands or entities.
• High-Yield Cash Management: Earn more on idle funds with automated sweeps into lower-risk Mercury Treasury** accounts while keeping your money easily accessible.
• Virtual and Physical Credit and Debit Cards: Earn 1.5% Cashback* with smart controls to manage spend by category, vendor, or team member.
• Free Bill Pay and Invoicing: Send free wires in USD, pay vendors via ACH or check, and get paid without lengthy delays via real-time payments***.
• Integrated Accounting: Manage what you owe and what you’re owed, directly in your Mercury dashboard.
• Seamless Payments: Minimize manual entry with QuickBooks and Xero integrations that help you categorize spend and streamline reconciliation.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. To receive cash back, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default.

**Mercury Treasury, offered by Mercury Advisory, LLC, an SEC-registered investment adviser, seeks to earn net returns up to 3.93% annually on your idle cash. Net return or yield provided assumes total Mercury deposits of $20M+, is accurate as of 12/15/2025, and is subject to change.

***Real-Time Payments (RTP) are available only to Mercury customers whose accounts are provided through Column, N.A., Member FDIC. See here for additional details on RTP.

Mercury will review the information and connect with you directly.